Terms of Service

Last updated: January 2026

Welcome to Seedling. By accessing or using our services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

Description of Service

Seedling provides a mobile application that helps parents automatically contribute to their child's investment account by linking qualifying purchases to contributions. Seedling is not a registered investment advisor and does not provide investment advice.

Account Registration

To use Seedling, you must create an account and provide accurate, complete information. You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.

Investment Risks

All investing involves risk, including possible loss of principal. The value of your child's account may fluctuate. Past performance is not indicative of future results. Seedling does not guarantee any specific investment outcomes.

Third-Party Services

Seedling integrates with third-party services including Plaid, Robinhood Financial LLC, and BNY Mellon. Your use of these services is subject to their respective terms and conditions.

Limitation of Liability

To the fullest extent permitted by law, Seedling shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the service.

Contact Us

If you have questions about these Terms, please contact us at legal@seedlingstart.com.