Privacy Policy

Last updated: January 2026

Seedling ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.

Information We Collect

We collect information you provide directly to us, including your name, email address, and financial account information when you connect your bank through Plaid. We also collect transaction data to identify qualifying purchases and automate contributions.

How We Use Your Information

We use the information we collect to provide and improve our services, process your contributions, communicate with you about your account, and comply with legal obligations.

Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. We use bank-level encryption and connect to your financial accounts through Plaid, a trusted financial services provider.

Third-Party Services

We work with trusted third-party service providers including Plaid for bank connections, Robinhood Financial LLC for account custody, and BNY Mellon for account administration. Each of these providers maintains their own privacy practices.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@seedlingstart.com.